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Summary: In this story, one of the key factors in the servant's decision to play it safe was his fear of the master. How can we conquer our fears and multiply the talents the Lord has given us?
Verse: "Then he who had received the one talent came and said, 'Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed. And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours.'" —Matthew 25:24-25